---
title: "All Six Insurers Comprehensive Comparison: 2026 Six-Insurer Comparison"
description: "All six major Canadian visitors insurance insurers compared: TuGo, Manulife, GMS, 21st Century, Destination Canada, and RIMI. Stability periods, pricing, and claims analyzed."
tag: "Insurer Reviews"
lang: "en-CA"
slug: "all-six-insurers-comprehensive-comparison"
canonical: "https://visitorquote.com/en/articles/all-six-insurers-comprehensive-comparison"
published: "2026-09-11"
updated: "2026-09-11"
---

# All Six Insurers Comprehensive Comparison: 2026 Six-Insurer Comparison

Updated 2026-10-28 · 4 min read

Profile

Family visitor

Super Visa

New immigrant

Student

Age

Stay (days)

Coverage

$50K

$100K

$200K

$500K

$1M

Compare now

## The Six Insurers at a Glance

The Canadian visitors to Canada insurance market has six major insurers, each with distinct strengths. Here is the combined comparison:

| Insurer | Stability period | Strengths |
| --- | --- | --- |
| TuGo | 180 days | Long stability period (180 days), strong Chinese-language support, online claims. |
| Manulife | 120 days | Big brand, convenient online purchasing, solid pre-existing condition coverage. |
| 21st Century | 180 days | Strong price competitiveness and a 180-day stability period. |
| GMS | 90 days | Local brand, good pricing on short-term plans. |
| Destination Canada | 180 days | High flexibility and a 180-day stability period. |
| RIMI / Secure Travel | 180 days | Competitive pricing and a 180-day stability period. |

## Stability Period Comparison

Stability requirements vary by insurer and age band (roughly 90-365 days).

If the visitor has chronic conditions (high blood pressure, diabetes, etc.), prefer insurers whose required stability period the visitor can meet - the shorter the requirement, the more lenient (90 days is easier than 180 days).

## Price Comparison

Insurers with the strongest price competitiveness: 21st Century, RIMI / Secure Travel.

But price varies by age, coverage amount, and length of stay. Enter your specific details in the comparison table to see real prices.

## How to Choose

See the [comparison table](https://visitorquote.com/en/compare/) to check all 6 insurers' terms and prices in one place.

## Frequently Asked Questions

### Which visitors insurance is cheapest?

It varies by traveller, but 21st Century, RIMI / Secure Travel are generally the most price-competitive. Use the comparison table to see real prices.

### Which insurer covers pre-existing conditions best?

Stability requirements vary by insurer and age band (roughly 90-365 days).

### What separates the six insurers?

Mainly the stability period (90-180 days), price competitiveness, brand recognition, and customer support. Choose based on your specific needs.

## Related guides

- [TuGo vs Manulife Visitor Insurance: 2026 Rates, Pre-Existing Terms & Verdict](https://visitorquote.com/en/articles/tugo-vs-manulife-comparison)
- [TuGo vs GMS Visitors Insurance: Which Is Better?](https://visitorquote.com/en/articles/tugo-vs-gms-comparison)
- [TuGo vs 21st Century Visitors Insurance: Which Is Better?](https://visitorquote.com/en/articles/tugo-vs-21st-century-comparison)

This article is compiled from public information and is not insurance advice. The policy in force at the time of application governs.