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价格演示声明
对比表中的当前价格为交互演示数据，用于展示对比功能，不是真实报价。真实保费需由合作持牌经纪按保险公司当期费率计算。价格尚未接入官方费率卡（费率表数据模型见 data/rates.json 的三态说明）。
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Disclaimer (English Summary)
Prices shown in the comparison table are interactive demo data, not real quotations. Policy terms are samples verified against official insurer documents and do not constitute insurance advice or an offer. Items marked "to be verified" require confirmation by the partner licensed broker. This site holds no insurance licence and does not sell insurance; sales, underwriting, and issuance are performed by the partner licensed broker identified on the page. Any future commission arrangement will be disclosed here once established.